If you have a comprehensive policy on your own car, you may have driving other cars (DOC) cover included.
So if you’re driving a friend’s car and get into an accident, you could be liable for any repair bills to their vehicle as this won’t be covered by insurance.
Can I let my friend drive my car?
If you are driving a car with this type of insurance, if you are not listed as a driver–even if you have permission–you may not be covered in an accident. Under normal circumstances, provided either the car you are driving is insured or you carry insurance for your own vehicle, an accident will be covered.
What happens if someone gets in an accident while driving your car?
If someone steals your car and then crashes it, you’re not liable for any damage or injury they cause in your car, and your insurance will likely cover the damage to your vehicle.
Can I drive my parents car if Im not on the insurance?
Generally speaking, your parents can allow you to drive their car under their insurance as long as you don’t live in their house without adding you as a driver. If you DO live in their house, you are NOT covered under their policy just because it says that licensed drivers they give permission to are covered.
Can an uninsured driver drive my car?
It is usually not a big deal for someone, like a friend who needs to borrow your car, to be covered on your insurance if you take the time to notify your insurance company before you lend the car to your friend. Be aware of what can happen if an uninsured driver has an accident while driving your car.
Photo in the article by “Flickr”