Quick Answer: Can I Buy A House With A 700 Credit Score?

Quick Answer: Can I Buy A House With A 700 Credit Score?

Mortgage interest rates with a 700 credit score.

Generally, you need a credit score of 620 or better to qualify for a conventional Fannie Mae loan or an FHA loan with a 3.5 percent down payment.

If you’re interested in a no-down payment USDA loan, the minimum credit score rises to 640.

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