A 740 credit score is Very Good, but it can be even better.
If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.
Can you buy a house with a credit score of 619?
A 620 credit score gives you more options on either mortgage loan program. If your credit score falls between 600-619, you can still buy a home using a loan insured by the FHA.
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