With a score of 680, you should have no issues applying for and receiving credit.
That could include a new credit card, a mortgage or home equity loan, a car loan or refinancing.
They will also look at factors like your capacity to pay your debts, your collateral, and your character when you apply for a loan.
What kind of loan can I get with a 680 credit score?
680 – 740: Good credit – Borrowers are typically approved and offered good interest rates. 620 – 680: Acceptable credit – Borrowers are typically approved at higher interest rates. 550 – 620: Subprime credit – It’s possible for borrowers to get a mortgage, but not guaranteed. Terms will probably be unfavorable.
Can I get a car loan with a 684 credit score?
Credit scores reflect your total amount of outstanding debt you have, and the types of credit you use. Credit mix can influence up to 10% of your FICO® Score. 44% Individuals with a 684 FICO® Score have credit portfolios that include auto loan and 27% have a mortgage loan.
How good is a credit score of 680?
Scores from approximately 680 to 739 mark are considered to be in the Good credit score range. If you have a credit score of 680, you will likely be approved for a loan or a credit card — and you can expect to be offered moderate interest rates.
Is 668 a good credit score to buy a car?
A good credit score is usually defined as anything from 660 to 719, based on the standard 300 to 850 scale. A score of 720+ is thought to be excellent, while scores from 620 to 659 are fair.