However if your credit score is 599 or lower you will need to seek out lenders or car dealerships that specialize in bad credit car loans.
To compensate for this, FICO Scores ignore auto loan inquiries made in the 30 days prior to scoring.
Can you get a car loan with a 522 credit score?
A 522 credit score is classified as “bad” on the standard 300-to-850 scale. A 522 credit score won’t knock any lenders’ socks off, but it shouldn’t completely prevent you from being approved for a credit card or loan, either.
Can I get approved for a car loan with a credit score of 590?
If you have a much lower score, whether between 500 to 589 or ranging from 590 to 619, any approved loans will be at astronomic interest rates. So, there is no reason why you should bother applying for an auto loan if your credit score is that low.
Photo in the article by “Wikipedia”