Almost every state requires you to insure your car before you can register it.
Your state department of motor vehicles (DMV) will deny your registration without proof of insurance so, yes, you most likely need to insure your car before you even attempt to register it.
Can a car be registered and insured in different names?
Does Your Car Insurance and Registration Have to Be Under the Same Name? In most cases, the owner of a vehicle will insure it in his or her name. In most jurisdictions, it’s perfectly legal for an individual to insure a vehicle in his or her name without actually owning the car.
Can you insure a car in someone else’s name?
Typically, the person who owns a car is the person who insures it. However, most states permit auto insurance policies to be paid by someone other than the registered owner. The same cannot be said of all insurance carriers. Some will not insure a vehicle if the policyholder and car owner are not the same.
Can you insure a car with expired registration?
Answer: Expired registration normally wouldn’t affect your car insurance coverages or void your policy. Forgetting to renew your vehicle’s tags doesn’t show you to be more of a risk to your insurer; thus, it makes it unlikely that a car insurance company would care much about it as long as the situation is corrected.
Does car have to be in my name to get insurance?
If you can prove an insurable interest, you can insure the vehicle, but that may a difficult feat to achieve. Most insurance companies will want you to be named as a driver on the car rather than the owner of it. You can always pay the insurance for the vehicle, even if you are not listed as driver.
Does name on registration and insurance have to match?
Your name should always match on both the named insured line and the registered owner line. If you register a car in your name and then insure it in your boyfriend’s name, the DMV won’t be able to find coverage that can be verified in your name.