680 – 740: Good credit – Borrowers are typically approved and offered good interest rates.
620 – 680: Acceptable credit – Borrowers are typically approved at higher interest rates.
550 – 620: Subprime credit – It’s possible for borrowers to get a mortgage, but not guaranteed.
What can a credit score of 680 get me?
With a score of 680, you should have no issues applying for and receiving credit. That could include a new credit card, a mortgage or home equity loan, a car loan or refinancing. You might not qualify for the very best interest rates out there.
Can I buy a house with a 684 credit score?
FHA Loan – 580+ credit score (500-579 score is possible but unlikely) VA Loan – 620+ credit score (some lenders require 580)
Can I buy a house with a 683 credit score?
A 683 FICO® Score is Good, but by earning a score in the Very Good range, you could qualify for lower interest rates and better borrowing terms.
Can I buy a house with a 685 credit score?
As a rule of thumb, however, a credit score below 620 will make buying a home very difficult with a conventional mortgage. With an FHA mortgage, however, a FICO score of 600 or higher is enough to qualify for the 3.5% down payment loan.