A 690 FICO® Score is Good, but by raising your score into the Very Good range, you could qualify for lower interest rates and better borrowing terms.
A great way to get started is to get your free credit report from Experian and check your credit score to find out the specific factors that impact your score the most.
Can you buy a house with a credit score of 690?
Lenders qualify you based on your “middle” credit score. If your scores are 720, 740, and 750, the lender will use 740 as your FICO. If your scores are 630, 690, and 690, the lender will use 690 as your FICO.
What can you do with a 690 credit score?
FICO credit scores range from 300 to 850, with 300 being very poor and 850 being perfect. An excellent credit score is in the 720 to 850 range, so if you can boost your 690 credit score by just 30 points, you’ll be in much better shape.
How good is a 696 credit score?
696 Credit Score: Is it Good or Bad? Your score falls within the range of scores, from 670 to 739, which are considered Good. The average U.S. FICO® Score, 675, falls within the Good range.
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