Quick Answer: Is A Credit Score Of 640 Good?

Quick Answer: Is A Credit Score Of 640 Good?

How good is a 640 credit score?

According to FICO, the average credit score in April 2016 was 699, so a FICO score of 640 is below average.

Generally, “fair” credit scores range from 620 to 679.

Applicants with a score below 620 are considered high-risk, and will have trouble qualifying for a home loan.

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