What is a 609 dispute letter?
A 609 letter is a letter used to dispute errors or other inaccuracies off your credit report after the Debt Validation letter process has been followed https://www.creditwarriors.org/debt-validation-process.
Removing these negative items will help to raise your credit score.
Do 609 letters really work?
And that loophole is called the 609 Dispute Letter. Here’s the truth about 609 dispute letters: they absolutely do work in many cases. But, just like with credit report disputes, there’s no guarantee, it will actually work.
What is the 609 credit repair?
A 609 letter is one of the latest internet credit repair “secrets” that claim the ability to remove any kind of information from your credit report—even accurate information—based on a “loophole” in the credit reporting law.
How do I write a credit dispute letter?
Send your letter by certified mail, return receipt requested, so you can document that the credit bureau received your correspondence. Keep copies of your dispute letter and enclosures. Dear Sir or Madam: I am writing to dispute the following information in my file.